Designed For You
Career-Focused Canadians
You’re building a career and a family, but don’t have time to manage properties or deal with tenant headaches.
Family Wealth Builders
You want to turn savings into a legacy — supporting kids’ education, creating security, and opening future options.
Retirement Planners
You’ve paid down your mortgage and built equity. Now you want to turn that into steady income for your retirement.
Hands-Off Investors
You want your money working in real estate without having to renovate, manage tenants, or find the property yourself.
Confidence to Lend Safely
Step into deals knowing how private lending works — and how to protect your money from risk.
Predictable Passive Income
A framework to turn your savings, equity, registered funds, or lines of credit into steady returns secured by tangible real properties.
Clarity on Real Estate Strategies
Understand how flips, BRRRRs, and land development actually work so you can evaluate them like a pro.
A Proven Lending Roadmap
Your own toolkit of checklists, criteria, and processes to assess borrowers and projects with ease.
Modules Sneak Peek
Here’s a snapshot of the core modules you’ll cover — the step-by-step system that takes you from curious to confident lender:
Spot Risk & Red Flags
Navigate Legal &
Due Diligence
Build a Diversified Portfolio
Income Maximization
6 Strategies
Systems & Investor Mindset
Practical Case Studies
SMART Masterclass
Value Promise
3-Day Live Online Training — Next Session: 2026 TBD
Guest Experts + Case Studies
Small Class Size (max 16 cohorts)
2-Hour Personal Coaching ($1,000 value)
Certificate of Completion
Bonus Resources ($500 value — toolkit, recordings access, community)
Why Learn From Marinella?
Marinella Nicolosi isn’t just an educator — she’s lived this journey. Inspired by her parents’ real estate success, she turned her own savings and home equity into a source of steady, passive income. Today, she is recognized as Canada’s Private Lending Queen, bringing that same roadmap to everyday Canadians.
What sets her apart:
-
150+ Canadians trained through her SMART Masterclasses
-
Active private lender with a proven track record of safe, profitable deals
-
Recognized speaker on podcasts, webinars, and real estate events across Canada
-
Known for her hands-on, supportive teaching style
-
Shares both wins and setbacks so students learn what really works
What Our SMART Graduates Say
This is a service description
“The knowledge I gained over the last 3 days has provided me with the confidence to begin my private lending journey.”
— Makenzie Lamb
“Marinella created an open and inviting platform for discussion. A lot of knowledge was shared in a concise and organized manner.”
— Giovanna Luciani
“I’m a 1/3 through my course and it is full of amazing information. Highly recommend. Marinella is super informative and really cares about your success.”
— Pauline Penedo
“Her class has helped me understand what is needed on both sides of this process. I’ve been able to confidently lend funds over the past year and I am very happy with the returns I’ve gotten.”
— Nicole Richard
“The SMART Masterclass was the foundation that helped me take the next step in my private lending journey. The financial benefit has been a tremendous supplement to my full time job.”
— Matt Fromm
This is a service description
Ready to Become the Private Bank?
Join Canadians already on the SMART path
— earning predictable steady returns and building wealth the safe, smart way.