Still parking your RRSP in mutual funds earning only 3%… and hoping it’s enough?

By Marinella Nicolosi, Private Lending Queen

Here’s the truth: your RRSP, TFSA, or even LIRA can do more. With a self-directed account, you can fund private mortgages — earning 8–12% interest, secured by tangible real estate properties.

✅ 100% CRA-compliant

✅ Registered on title, just like a bank

✅ No stock market rollercoaster

This isn’t about taking on risky tenants or chasing rent — it’s about giving your savings a smarter, safer job.

One of the biggest myths? “That’s only for big investors.”

The reality? Everyday Canadians — moms, couples, professionals — are already doing this to build wealth for their kids and create financial peace of mind.

Imagine your RRSP finally working as hard as you do.

Published: October 5, 2025

By Private Lending Queen

Want to make your money work for you? Welcome to 30 Second Podcast, where we break down the real facts about passive real estate investing in Canada.

Whether you're a new lender or a seasoned pro, these rapid-fire tips will help you avoid common mistakes, protect your capital, and lend smarter.

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• How to protect your capital and grow wealth safely

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